What Happens to Solar Panels When You Sell Your Home?

One of the most common questions from homeowners considering solar: "What if I sell my house?" The answer depends on whether you own your solar system or lease it.

If You Own Your Solar System (Cash or Loan)

This is the best scenario for sellers:

• Solar adds value to your home — Studies by Zillow and the Lawrence Berkeley National Laboratory show that owned solar systems increase home value by an average of $15,000–$20,000+.
• Buyers pay a premium — Homes with solar sell for about 4.1% more than comparable non-solar homes.
• Clean transfer — The solar system conveys with the home. Warranties transfer to the new owner.
• Selling point — "$0 electric bill" is a powerful feature in California's competitive real estate market.

If You Have a Solar Loan

Two options:

• Pay off the loan at closing — Use proceeds from the sale to pay off the remaining balance. The buyer gets a home with free-and-clear solar.
• Transfer the loan — Some solar loans are assumable, meaning the buyer can take over payments.

If You Have a Solar Lease or PPA

This can be trickier:

• Lease transfer — The buyer must qualify to take over the lease. Some buyers are reluctant to assume a lease obligation.
• Buyout option — You can buy out the remaining lease before selling, then convey the system as owned.
• Potential complication — Leased solar can slow down or complicate the selling process. Some buyers see it as a negative.

The Bottom Line

Owned solar is a clear asset when selling. It increases your home value and makes your listing more attractive. Leased solar can work but may require extra effort. This is another reason we recommend buying your system (cash or loan) over leasing.

Get a free quote on an owned solar system for your home.